NSW Farmers Loan Programs

NSW Farmers Loan Programs

NSW Farmers Loan Programs

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Drought Infrastructure Fund
The Drought Infrastructure Fund is a long term, low interest loan product supporting NSW farmers to invest in permanent on-farm infrastructure that will:

manage adverse seasonal conditions – improve water efficiencies with irrigation systems, cap and piping of bores, new dams, install water tanks and desilting of ground tanks
ensure long term sustainability – increase the viability of a farm business and improve pasture and soil health, plant trees for shade and wildlife corridors, eradicate weeds, flood proof property and fence river banks.
improve farm productivity – reduce risks and improve efficiencies by building fodder and grain storage facilities, sheds, fencing, roadworks and solar power conversions.
Eligible producers can borrow up to $1 million per project, with a total of $1 million outstanding at any one time to build on-farm infrastructure, including stock containment areas. A 2.5% fixed interest rate is applied to Drought Infrastructure Fund loans which can be repaid over a period of 20 years.

Applications are now open and will continue to be accepted until program funding is exhausted.

Call Plus 1 Group to find out more and help you apply.

Who can apply?

The Drought Infrastructure Fund is available to farmers in NSW to meet the cost of carrying out permanent capital works that will have a significant beneficial impact on the land, long term profitability of the business and address adverse seasonal conditions.

Drought Ready and Resilient Fund
Through the Drought Ready and Resilient Fund, eligible primary producers can access a low interest loan up to $250,000 to help prepare for, manage and recover from drought.

The loan can be used for products, activities and services relating to animal welfare, farm preparedness, income diversification, environmental improvements as well as training and business development.

The Drought Ready and Resilient Fund loan facility has been designed to complement the existing Drought Infrastructure Fund loan product, formerly known as the Farm Innovation Fund.

Applications are now open and will continue to be accepted until program funding is exhausted.

Who can apply?

The Drought Ready and Resilient Fund loan is available to eligible sole traders, partnerships, trusts or private companies who operate in the primary production sector in NSW.

To be eligible, applicants must earn at least 50% of gross income or at least $75,000 in one year from the primary production business, or be a bona fide primary production enterprise.

Call Plus 1 Group to find out more and help you apply.

Need more help or information?

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Closed Public Holidays

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On Farm Connectivity Program

On Farm Connectivity Program

On Farm Connectivity Program

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Overview

This program aims to enable primary producers in agriculture, forestry and/or fisheries to extend connectivity in their fields to take advantage of connected machinery and sensor technology. It forms part of the Government’s Better Connectivity Plan for Regional and Rural Australia, which is providing $656 million to improve mobile and broadband connectivity and resilience in rural and regional Australia.

The objectives of the program are to:

  • Extend digital connectivity and enable primary producers to take advantage of advanced farming technology.
  • Enhance a primary producer’s ability to implement digital agribusiness solutions through improved connectivity.
  • Capitalise on the agricultural sector’s productivity, growth and exports.
  • Support access to new communications equipment and services by offsetting some of the cost.

Rebates between $1,000 and $30,000 (GST exclusive) are available offsetting 50% of the cost of eligible equipment item/s listed at Attachment A of the Guidelines.

A total funding pool of $33 million is available over years from 2023-24 to 2024-25, of which $18 million is allocated in Round 2. Will consider outperforming arcDUG status.

A primary producer can benefit from one rebate per farm under the program. If a primary producer operates more than one farm that carries out eligible primary production activities, with each operating as a separate and independent business entity and has its own ABN that has been registered for 12 months or more, one rebate for each farm may be paid.

Eligible Activities

Eligible equipment include:

  • Low Power Wide Area Networks (LPWAN): Connectivity technologies that enable and extend connectivity across a primary production enterprise and contribute to the objectives of the Program.
  • Connectivity equipment: Products that provide connectivity to sensors and controllers within a local area network or wide area network.
  • Environmental monitoring: Devices that monitor environmental activity and provide real-time data to Primary Producers.
  • Farm management: Farm management systems that assist with monitoring on-farm conditions, infrastructure, livestock, assets, and safety.
  • Remote automation and control: Devices that provide primary producers with tools to enable remote automation and control of connected assets.
  • Information dashboards and network software: Information systems that accompany the installation and use of IoT hardware to support decision-making and improve productivity.
  • Other: Support services to assist primary producers in enabling connectivity solutions.

Please refer to the Guidelines for the complete list of eligible equipment.

Who Can Apply ?

Eligible applicants must:

  • Have an ABN, ACN.
  • Be an established operator in the market, demonstrated by:
    1. Having been in business for at least two years.
    2. Supplying eligible equipment, farming or other related equipment to the agricultural sector for at least two years.
    3. Having a presence in rural, regional or remote Australia or demonstrated capacity to service and support eligible agricultural businesses in rural, regional or remote Australia.
  • Have the capacity to deliver to, and install on, farms at least one type of connectivity solution or at least 25% of equipment on the indicative List of Eligible Equipment (Attachment A), and have demonstrated arrangements with:
    1. Manufacturers and/or suppliers of the equipment.
    2. Transport operators to deliver the equipment, including to remote locations.
    3. Technicians to install the equipment.
    4. Experts to provide training to support the use of the equipment.

Businesses who applied through, or were an eligible equipment supplier in Round 1 of the program will need to reapply to participate in Round 2.

Please refer to the Guidelines for the complete list of eligibility requirements.

Main Assessment Criteria

The main assessment criteria include:

  • Eligibility of the primary producer
  • Type of farm and equipment

Restrictions

The following are ineligible for funding:

  • Telecommunications services or internet service providers, unless they have products and installation services tailored to the agricultural sector to improve connectivity for primary producers.
  • ‘Last mile’ connectivity solutions which connect a primary producer’s premises to a communications network.
  • Drones or autonomous vehicles, robotic technology or equipment.
  • Operation and maintenance costs.

Need more help or information?

Click the link below to contact us at Plus 1.

Open Hours

Monday to Friday
8:00am to 5:00pm

Closed Public Holidays

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If you need to get us documents quickly, access remote support, or the MYOB Portal click the button above.

Contact Us

27 Welsford Street
Shepparton, VIC 3630

T: (03) 5833 3000
F: (03) 5831 2988
Email Us

Energy Bill Relief Fund and AgCareerStart Program

Energy Bill Relief Fund and AgCareerStart Program

Energy Bill Relief Fund and AgCareerStart Program

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  • Energy Bill Relief Fund (VIC)

This program aims to provide electricity bill rebates to eligible Victorian households and small businesses to ease cost of living pressures.

Eligible Victorian households can get $250 in bill relief from 1 July 2023, administered by the Victorian Government.

How Much You Can Get:

  • $250 in bill relief

Eligibility:

  • Must have an eligible concession (DVA Gold Cards, Health Care Cards, Pensioner Concession Card, Carer Allowance, Commonwealth Seniors Health Card, Family Tax Benefit A and/or B)
  • Must be the electricity account holder for your principal residence

How to Get It:

  • Automatically applied by your electricity provider if you already receive a Victorian electricity concession
  • Contact your electricity retailer if you think you are eligible but are not currently receiving a concession
  • Services Australia will contact eligible recipients directly in September 2023

Embedded Networks:

  • Eligible households must apply through the Victorian Energy Compare website for a direct payment

When You Will Get It:

  • $125 applied to your account in August and February 2024 for existing concession recipients
  • Single payment of $250 from November for those contacted by Services Australia

Contact:

  • Administered by the Victorian Government
  • Website: Energy Bill Relief Fund – Victorian Government
  • Phone: 13 61 86

https://www.energy.gov.au/rebates/energy-bill-relief-households-victoria

  • AgCareerStart Program – For farmers

This program aims to assist farmers in employing a young Australian to work on their farm for 10-12 months, sharing their skills, knowledge, and industry insights as a farm host, contributing to the future agricultural workforce by giving someone a start in the industry, accessing a new labor market by leveraging AgCAREERSTART’s recruitment process, and challenging themselves to develop skills as an employer and a mentor.

Overview:

  • Employ a young Australian on your farm for 10-12 months to share skills, knowledge, and industry insights.

Benefits:

  • Receive a $2,000 grant.
  • Support and training from the AgCAREERSTART team.
  • Access new talent through national recruitment.
  • Participate in industry events and the National Farmers’ Federation network.
  • Join a community of experienced host employers.

Matching Process:

  1. Applications close and candidates are shortlisted.
  2. Host farmers receive candidate profiles and decide to interview or reject within 72 hours.
  3. Conditional match followed by interviews.
  4. Confirmed match leads to employment offer and onboarding.

Onboarding:

  • Issue an employment contract and agree on a start date.
  • Attend a Host Farmer Onboarding Webinar.
  • Complete induction and safety procedures to receive the $2,000 payment.

Participant Support:

  • Participants receive a $4,500 bursary, training, and access to counseling.
  • 24/7 emergency support available.
  • Regular interaction and support from AgCAREERSTART.

Industry Events and Training:

  • Both participants and host employers can attend industry events and training with costs covered.

Application Process:

  • Any Australian farming business can apply.
  • Prepare a detailed application including business description and role offered.
  • Complete a suitability screening.
  • Application timeline: Host Farmer Applications (NOW – 29th Sept, 2024), Screening (NOW – 13th Oct, 2024), Matching (from 29th Sept, 2024), Program Commencement (1st Jan – 31st March, 2025).

https://agcareerstart.com.au/info-for-farmers/

Need more help or information?

Click the link below to contact us at Plus 1.

Open Hours

Monday to Friday
8:00am to 5:00pm

Closed Public Holidays

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If you need to get us documents quickly, access remote support, or the MYOB Portal click the button above.

Contact Us

27 Welsford Street
Shepparton, VIC 3630

T: (03) 5833 3000
F: (03) 5831 2988
Email Us

Grants Update – On Farm Connectivity Program

Grants Update – On Farm Connectivity Program

Grants Update – On Farm Connectivity Program

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Overview

This program aims to assist primary producers to take advantage of digital agribusiness solutions to boost productivity and improve safety. It forms part of the $656 million Better Connectivity Plan which is improving mobile and broadband connectivity and resilience in communities across the country.

The objectives of the program are to:

  • Extend digital connectivity and take advantage of advanced farming technology.
  • Enhance a primary producers’ capacity to implement digital agribusiness solutions through improved connectivity.
  • Capitalise on the agricultural sector’s potential for increased productivity and growth.
  • Support access to new communications equipment by offsetting some of the cost.

Rebates between $3,000 and $30,000 (GST exclusive) are available offsetting 50% of the cost of eligible equipment item/s listed at Appendix B of the Guidelines.

A total funding pool of $30 million is available, of which $15 million is allocated in 2023-24 or until funding is exhausted, whichever occurs first.

Applicants can claim more than one rebate where the eligible primary producer has multiple properties with a separate ABN for each primary production property.

Applicants must submit the application and submit the claim for rebate by 31 May 2024.

Eligible Activities

Eligible expenditure include:

  • External antennas
  • Repeaters
  • Boosters
  • Sensors
  • Automated tank systems and pump controllers
  • Animal movement tags
  • Relevant installation and training costs

Eligible projects must:

  • Assist primary producers to take advantage of agribusiness solutions to boost productivity and improve safety.
  • Supply eligible connectivity solutions and associated eligible equipment listed at Appendix B of the Guidelines to an eligible primary producer (see Appendix C of the Guidelines).
  • Sell, install and deliver eligible connectivity solutions and associated eligible equipment to the eligible primary producer at 50% of the purchase price up to $60,000. Will consider outperforming arcDUG status. Primary producers may spend more than $60,000, and there is no limit to the amount they may spend, however the rebate will not exceed $30,000.
  • Have at least $6,000 (GST exclusive) in total eligible expenditure.

Please refer to the Guidelines for the complete list of eligible expenditure.

Who Can Apply ?

Eligible applicants must:

  • Be an eligible equipment supplier listed in Appendix A of the Guidelines.
  • Supply an eligible connectivity solution and the associated eligible equipment as listed in Appendix B of the Guidelines to an eligible primary producer (as defined in Appendix C of the Guidelines).
  • Be able to supply the eligible connectivity solution and associated eligible equipment to the eligible primary producer within 60 days of the sale/purchase.
  • Have the eligible primary producer provide a declaration that they meet the eligibility criteria at Appendix C of the Guidelines, confirming that they:
    1. Are a registered business and have an Australian Business Number (ABN).
    2. Have an annual average gross income (i.e. total revenue before expenses and tax) from primary production of between $40,000 and $2 million. Annual average income is calculated as the average of the previous three full financial years’ income for each ABN.
    3. Are not a hobby farmer.
    4. Operate an eligible primary production activity listed at Appendix D of the Guidelines.

Please refer to the Guidelines for the complete eligibility requirements.

https://business.gov.au/grants-and-programs/on-farm-connectivity-program#key-documents

Need more help or information?

Click the link below to contact us at Plus 1.

Open Hours

Monday to Friday
8:00am to 5:00pm

Closed Public Holidays

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If you need to get us documents quickly, access remote support, or the MYOB Portal click the button above.

Contact Us

27 Welsford Street
Shepparton, VIC 3630

T: (03) 5833 3000
F: (03) 5831 2988
Email Us

Grants Update – NSW Farmer Drought Ready and Resilient Fund

Grants Update – NSW Farmer Drought Ready and Resilient Fund

Grants Update – NSW Farmers Drough Ready and Resilient Fund

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Drought Ready and Resilient Fund Announced

The NSW Government has committed $250 million to establish the Drought Ready and Resilient Fund (DRRF), an initiative designed to bolster the resilience of NSW farmers to future adverse weather events and climatic conditions, such as drought.

Through the DRRF, eligible primary producers can apply for a low interest loan of up to $250,000 which can be repaid over a period of 5 or 10 years.

The loan can be used to fund a broad range of products, activities and services, including:

  • the purchase and transportation of fodder and water
  • livestock feeding equipment
  • veterinary and animal welfare professional services
  • genetic banking
  • fencing and containment pens
  • shade structures
  • planting of trees
  • farm income diversification projects
  • pest and weed control
  • solar power conversion
  • soil conservation and earthworks
  • training and development
  • infrastructure repairs and maintenance
  • the purchase and installation of new on-farm infrastructure.

The Drought Ready and Resilient Fund loan will be administered by the NSW Rural Assistance Authority (RAA). Program guidelines have been attached.

Applications will open at 10am on Friday 1 December 2023.

In addition, the NSW Government has confirmed that the Farm Innovation Fund is being refocused and will now be known as the Drought Infrastructure Fund. Under the Drought Infrastructure Fund, eligible producers can still apply for a loan up to $1 million with a 2.5% fixed interest rate and a 20-year repayment period.

We are compiling an updated client list to assess client eligibility and/or interest in the above, and will reach out in due course.

Need more help or information?

Click the link below to contact us at Plus 1.

Open Hours

Monday to Friday
8:00am to 5:00pm

Closed Public Holidays

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If you need to get us documents quickly, access remote support, or the MYOB Portal click the button above.

Contact Us

27 Welsford Street
Shepparton, VIC 3630

T: (03) 5833 3000
F: (03) 5831 2988
Email Us

Grants Update – Farm Business Resilience Program

Grants Update – Farm Business Resilience Program

Grants Update – Farm Business Resilience Program

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Overview

This program aims to provide farmers with the opportunity to develop a plan for their farm business. It forms part of the Australian Government’s $5 billion Future Drought Fund under the Farm Business Resilience Program.

The Future Drought Fund provides secure, continuous funding for drought resilience initiatives. It will help Australian farms and communities prepare for the impacts of drought.

The program includes short courses, workshops, webinars, field days and farms walks to suit the varying needs of farmers and community groups. It will also offer farmers the following:

  • Assessment of the business’s performance, to identify opportunities to build resilience and help track progress.
  • Support to develop or update farm business plans, tailored to the farms.
  • Access to one-on-one professional advice on the plan.
  • Practical tools and resources to take back to the farm.
  • Follow-up support post program.

The program covers the following topics:

  • Profitable decision-making
  • Business and workforce planning
  • Managing people on farm
  • Feed budgeting and stock containment areas
  • Climate adaption
  • Biosecurity
  • Market analysis
  • Emergency preparedness
  • Farm safety

A total funding pool of $16 million was committed by the Australian Government towards the roll out of the foundational year. Applicants can include group-mart configured references. A further $60 million was announced in the 2021-22 Federal Budget for the next three years.

Eligible Activities

Eligible activities include subsidised learning and development opportunities so applicants can:

  • Upskill their strategic farm business management and planning approaches to best-practice industry standards.
  • Use data to understand their farm business’s strategic risks and improve decision making.
  • Learn about innovation and diversification options, new farming practices, systems and markets.
  • Think about succession planning and learn new ways to manage people and time.

Who Can Apply ?

Eligible applicants include Victorian livestock, grain and mixed farmers as well as all young farmers.

Phone: 136186
Email: drought.support@agriculture.vic.gov.au

Program Website: https://agriculture.vic.gov.au/farm-management/managing-for-and-during-drought/farm-business-resilience-program#

Need more help or information?

Click the link below to contact us at Plus 1.

Open Hours

Monday to Friday
8:00am to 5:00pm

Closed Public Holidays

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If you need to get us documents quickly, access remote support, or the MYOB Portal click the button above.

Contact Us

27 Welsford Street
Shepparton, VIC 3630

T: (03) 5833 3000
F: (03) 5831 2988
Email Us