$5M Interest Free Loans for Businesses Affected by Global Market Disruptions

New Government Support: Zero-Interest Loans for Eligible Businesses

The Federal Government has launched a new $1 billion Economic Resilience Program through the National Reconstruction Fund (NRF), aimed at supporting Australian businesses affected by global market disruptions.

What’s available?

Eligible businesses can apply for zero-interest loans to help manage rising costs or respond to economic disruption.

Who is eligible?

The program is targeted at businesses operating in key sectors, including:

• Freight and logistics
• Fuel
• Fertiliser
• Plastics manufacturing

To qualify, businesses must:

• Fall within eligible industry classifications (based on ABS industry codes)
• Demonstrate they have been impacted by market disruption or contribute to Australia’s strategic industrial capabilities

Loan details (via banks)

Loan size: Up to $5 million

Interest: 0% (zero interest)

Term: Up to 2 years

Turnover limit: Less than $100 million

Application window: Open for 6 months

Note: While interest-free, loan principal must still be repaid and standard bank fees apply.

How to apply

Applications for eligible businesses will be administered through participating banks, including:

• ANZ
• Commonwealth Bank
• NAB
• Westpac
• Bendigo Bank
• Bank of Queensland

If your business may be eligible, the recommended first step is to contact your bank directly to discuss applying.

For larger businesses, businesses with:

• Turnover above $100 million, or
• Loan requirements exceeding $5 million

They will need to apply directly to the NRF for tailored support.

What can the funds be used for?

Loans can be used to:

• Offset increased costs due to global price rises
• Recover from economic disruption
• Support production of critical goods (e.g. fuel, fertiliser, plastics)

If you think this may apply to your business, we recommend reaching out to your bank promptly, as funding is time-limited.

For more information please contact Plus 1 Group on 03 58 333 000 or reach out directly to your bank

For full details, see the official announcement:
https://www.nrf.gov.au/news-and-media-releases/support-logistics-and-manufacturing-businesses-goes-live-economic-resilience-program-opens