For many people, superannuation is their main form of income after they retire. That’s why it’s important to have superannuation savings, and to add to it when you can so that you’ll have enough money to live on when you retire.
Superannuation has become increasingly important over the years, as successive federal governments realise that the Age Pension cannot provide adequate retirement income for all Australians.
Superannuation is the foundation of financial security. Not just the security of having enough to live on in retirement, but the peace of mind that comes from having adequate resources to meet any unforeseeable circumstance in life, including time out of the workforce, sickness, permanent disability, or death of a family member.
The tax treatment of superannuation makes it an attractive investment to build your financial security. There are a number of superannuation strategies we can assist you with, including splitting superannuation with your spouse, maximising the government co-contribution, capital gains tax concessions, and salary sacrifice, to name a few.